Q: Can I apply online?
A: A formal application is not listed on this website. However, you can fill out this form and a representative will contact you with a list of dealerships in your area at which you can apply.
Q: Do you finance for people in my area?
A: We currently have relationships with dealerships in Indiana, Illinois, Kentucky, Michigan, and Ohio.
Q: Do you offer service contracts?
A: Yes, service contracts are offered and can be included in your financing.
Q: Do you report to the credit bureau?
A: Yes, we report to TransUnion and Equifax each month to assist you in reestablishing your credit history.
Q: How long do I have to be on my job to qualify?
A: A minimum of eight to twelve months of employment time is required.
Q: I don't have any credit. Will I still qualify for financing?
A: We have multiple finance programs to assist even first time buyers.
Q: I have a bankruptcy in my credit history. Will I still qualify for financing?
A: Yes, we help people with prior bankruptcies.
Q: I have previously had a car repossessed. Will I still qualify for refinancing?
A: We have helped thousands of people reestablish their credit who have had previous repossessions.
Q: I just transferred to a new area for my job. Can I still qualify?
A: Normally, two to three years of residence time is required. However, we will consider shorter area time if you were transferred with your job.
Q: What do I need to take to the dealership to apply?
A: Besides completing and signing a credit application at the lot, you will need to bring in your most recent paystub, five references (complete with addresses and phone numbers), and a piece of mail dated within the last 30 days that confirms your physical address.
Q: What is your interest rate?
A: The interest rate is 24.90%.